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Vauxhall Finance

Here at Drive Vauxhall we believe a great Vauxhall ownership experience should be matched by an equally great vehicle purchasing experience. Taking out Vauxhall Finance means you don't have to pay the entire cost of the vehicle in full before driving away because our finance company purchases the vehicle on your behalf and then you repay the amount borrowed monthly, which helps you to spread the cost of the purchase and also if you wish the running cost too.

Different Vauxhall Finance Agreements

There are several types of Vauxhall Finance products available for purchasing new or used vehicles and they can be tailored to suit your personal or business circumstances, and each type operates slightly differently. Select from the options below to find out what Vauxhall finance products we have available for individual private motorists and also for business or company car drivers and we will explain how they differ as well as what happens when the agreement comes to an end.

If you any queries about Vauxhall Finance please don’t hesitate to call the team on 0344 871 2222.

Vauxhall Personal Contract Purchase

PCP is the most popular way to pay for a new or used car and ideal for drivers who wish to change their car at intervals between 24 and 48 months.

  • Select the new or used car of your choice
  • Choose your repayment period
  • Agree your projected annual mileage

You will be given a Guaranteed Future Value which becomes your optional final payment if you want to own the car outright and fixed monthly payments mean you always know what you will be paying.

Find out more

Vauxhall Hire Purchase

HP is the most straight forward method of purchasing a new or used vehicle and ideal for drivers who want outright ownership of the car and will probably change their car at intervals of greater than 48 months.

  • Select the new or used car of your choice
  • Choose your repayment period from between 12 and 60 months
  • Agree on a deposit and monthly repayment to suit your budget

At the end of the HP agreement, as long as all the payments have been made, the car is yours.

Find out more

Vauxhall Personal Contract Hire

A Personal contract hire (PCH) allows you to run a car without the concern of ownership or depreciation and provides the option of having service & maintenance included in your monthly payment.

  • Select the new car of your choice
  • Choose your hire duration, usually between 24 and 48 months
  • Agree your projected annual mileage

At the end of the PCH agreement, simply hand your car back.

Find out more

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Drive Motor Retail Limited is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Drive Motor Retail Limited to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only.

We can introduce you to a selected panel of lenders, which includes Vauxhall Finance. An introduction to a lender does not amount to independent financial advice and we act as their agent for this introduction. Our approach is to introduce you first to Vauxhall Finance, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to be make the next best offer of finance for you. Our aim is to secure the best deal you are eligible for from our panel of lenders. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and Vauxhall Finance also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.