The standard lease is three years and payments are simply deducted from your mobility allowance every four weeks and paid directly to Motability Operations Ltd. by the Department for Work and Pensions (DWP).
Every lease is all inclusive, which means all of the running costs like insurance, servicing and maintenance are included in the price you pay.
At the end of your lease you have the option to simply hand your car back, or if like most customers you choose to stay with us, you can just pick a new car and begin another lease.
If you receive any of the allowances below, and have at least 12 months remaining on your award, you are eligible for the Scheme. Or if you are the parent or guardian of a child aged three or over, who receives the allowance, you qualify too.
- Higher Rate Mobility Component of Disability Living Allowance (HRMC of DLA)
- Enhanced Rate of the Mobility Component of Personal Independence Payment (ERMC of PIP)
- War Pensioners’ Mobility Supplement (WPMS)
- Armed Forces Independence Payment (AFIP)
One of the common misconceptions regarding eligibility for the Scheme is that there is an upper age limit – this is not the case. In fact a third of our customers are aged over 65. As long as you already receive one of the relevant allowances, you are eligible for the Scheme.
The confusion happens as the DWP does have an upper age limit of 64 for people who would like to apply for disability related benefits for the very first time. If you are applying for disability related benefits for the first time and are aged 65 or over, the DWP will ask you to register a claim for Attendance Allowance, which you are not able to use to join the Scheme.
Parents or guardians can lease a car on behalf of a child aged three years and above, who is receiving HRMC DLA.